Search blogs Arrow
Kentucky Medical Insurance - Make an Informed Decision
Choosing a Insurance Plan: Four Key Criteria to Help Guide Your Decision in Kentucky
Posted by Tracy Mc Manamon over 6 years ago

When looking for a Kentucky health insurance plan that fits you and your current status in life the best, you will soon realize that there are many plans to choose from. How are you supposed to know which one to choose? A helpful tool in any situation regarding insurance questions is to find a trustworthy broker who you feel comfortable talking to and who helps you understand insurance. One Source Benefits insurance company is here to help anyone living in Kentucky including all the major cities such as Louisville, Lexington, Bowling Green, Owensboro and Covington.

We work with many companies here in Kentucky such as Anthem Blue Cross Blue Shield, Humana, Aetna, and United Healthcare. Regardless of which Kentucky health insurance company you decide to go with, here are four tips to help guide you in your decision-making:

1. Think of your current situation, are you or your wife pregnant? Do you hope to get pregnant in the near future? Does your family really need dental on the plan? Are you a family who unfortunately seem to find themselves in the hospital more than they would like to? By looking at all the plans in front of you, eliminate the extra benefits if you do not need them.

2. Look at the costs of the health plans: can you afford one with a higher premium so that the deductible is lower, or is it better to pay a lower premium monthly? Looking honestly at what you can and cannot afford will help you determine the plans that fit into your budget. Every year when it is time to renew your plan and rates are changing, you can re-evaluate how the plan you chose worked for you and then change accordingly.

3. Certain doctors only accept certain plans. Check with your current doctor before choosing a Kentucky health insurance plan to see if they accept it. If not, are you willing to look for a new doctor or should you choose a plan you know your doctor accepts?

4. “Are there brand-name carriers that you prefer? Are there any you want to avoid?” Let your broker know this when you are searching for health insurance, so you can avoid as much hassle as possible.

After answering each of these questions as they pertain to your lifestyle you will be more confident in making a decision about health insurance. Learn more about how One Source Benefits can assist you today by visiting If you are looking for affordable health insurance in Kentucky, you have come to the right place. One Source Benefits is the most comprehensive website on Kentucky Health Insurance. With our many years of experience and commendable reputation, we help you understand health insurance and find the health insurance plan that ideally meets your needs. Our site is the best place to get free Kentucky health insurance quotes. We link you to major Kentucky health insurance companies offering affordable individual and family health insurance, help you compare plans and guide you through the entire process of finding the one that’s best for you. You can also contact us by e-mail at or call us at 877-549-1212.

Leave a comment
You need to be logged in to leave a comment. Click here to sign in or click here to create an account.
Other posts in this Blog
What does Health Care Reform Really Mean for Kentucky Small Business
Avoid Tax Penalties and Get Comprehensive Health Insurance Coverage
How to Secure Affordable Kentucky Student Health Insurance
One Source Benefits for the Best Kentucky Health Insurance Quotes
Kentuckians Receiving Health Insurance Rebates
The Best Way for Kentuckians to Respond to Obamacare
Kentucky Health Plans by Anthem Blue Cross Blue Shield
One Source Benefits for Affordable Health Insurance in Kentucky
One Source Benefits for Affordable Health Insurance in Kentucky
5 Myths about Kentucky Health Insurance
Health Insurance Kentucky for Recent Graduates – Tips to Stay Secure
Health Insurance Kentucky for Recent Graduates – Tips to Stay Secure
Kentucky Health Plans – What to Think About Before You Shop
Prepare for Retirement with HSA Compatible Health Insurance Kentucky
How a HSA-HDHP Kentucky Plan Helps You Save Money
Professional Guidance to Shop for Kentucky Health Insurance
Understanding the Individual Mandate for Health Insurance Kentucky
One Source Benefits for Affordable Kentucky Individual Health Insurance
Kentucky Individual Health Insurance
Buy Affordable Kentucky Health Insurance Online from One Source Benefits
How to Find the Right Kentucky Individual Health Insurance Plan
Relocating Expatriates – Necessity of International Medical Insurance
Kentucky Individual Health Insurance – A Few Tips to Aid Your Search
Kentucky Child-Only Coverage Open Enrollment Mandatory in January 2012
Educate Yourself on Kentucky Individual Health Insurance
Kentucky Health Insurance – Some Terminology
How to Choose the Right Kentucky Health Insurance Plan
Finding Affordable Kentucky Health Insurance – Facing the U.S. Health Care Crisis
Individual Health Insurance Kentucky – Options for Individuals with Pre-existing Conditions
Health Insurance Kentucky – Be Aware, Be Prepared
Buying Kentucky Health Insurance? Get Professional Help
Kentucky Individual Health Insurance Plans - Need to Assess Your Options
Ohio Health Insurance Plans – Comprehensive Coverage
Recent tags